Co-founder · The Brandon Drew Group
Colleen Olivas
Started in escrow and worked every role in mortgages up to underwriter; builds a tailored plan for first-time buyers across California.
Direct line 909.926.5553 · colivas@tbdgmortgage.com
Colleen’s path
- Escrow assistantWhere she started
- Escrow officerStill in escrow, one step up
- MortgagesEvery role, up to underwriter
- Co-founderBranch Manager, The Brandon Drew Group
Colleen’s story
Colleen Olivas began her career as an escrow assistant and became an escrow officer, then moved into mortgages and worked every position up to underwriter, where she kept seeing buyers placed in the wrong loan program. She moved to the lending side to structure every file the right way from the start. Today she helps first-time buyers across California with CalHFA, FHA, VA, GSFA and local down payment programs, and she stays with her clients for their entire real estate lifeline. As she puts it: "It may not be an easy process, but it is very simple, and we will take great care of you."
Moving to Tennessee? Colleen is also licensed in Tennessee. Start with Moving from California to Tennessee and Tennessee property tax and income tax, explained for Californians.
Questions people ask Colleen
Do I have to be a first-time buyer?
For CalHFA's MyHome and ZIP, yes: no one on the loan can have owned and lived in a home in the past 3 years. GSFA Platinum has no first-time buyer rule. How CalHFA works
Are there income limits?
For CalHFA, yes, and they're set by county. GSFA Platinum has no income limit on FHA, VA or USDA loans; some conventional options have one. See CalHFA's income limits for every California county
What does it cost to talk with Colleen?
Nothing. A first conversation is free.
How do I start?
Call, book a time, or apply online, whichever is easiest for you.
Founded together
Robert and Colleen built this team side by side.
Robert and Colleen Olivas founded The Brandon Drew Group and still run it together, from our office on Haven Avenue in Rancho Cucamonga.
How Colleen can help
CalHFA and down payment help
California's first-time buyer loans and help with the down payment or closing costs.
Read moreGSFA Platinum
Down payment help that doesn't require being a first-time buyer.
Read moreFHA or conventional
How the two compare, and how to choose.
Read moreVA home loans
For eligible service members, veterans and surviving spouses.
Read moreBuying your first home
Start with pre-approval and the documents to have ready.
Read moreMoving to Tennessee
Colleen is licensed in Tennessee too.
Read moreThank you, heroes
Guides by Colleen
Buyer guide Pre-approval
Pre-Approval vs. Pre-Qualification: What's the Difference?
A pre-qualification is a quick estimate, often based on information you tell the lender and the lender has not checked.
Buyer guide Grants
Down Payment Grants in California (2026): Which Are Real, and Which Are Loans
Most "down payment grants" in California are not grants.
City guide Rancho Cucamonga
Down Payment Assistance in Rancho Cucamonga: 2026 Guide
Program Dream For All
Dream For All Is Closed: What Are My Options in 2026?
California's Dream For All program is closed to new applications.
Program CalHFA MyHome
CalHFA MyHome Assistance for 2026: San Bernardino County
CalHFA MyHome Assistance is a deferred second loan from the California Housing Finance Agency.
Program GSFA Platinum
GSFA Platinum Down Payment Assistance Explained for 2026
GSFA Platinum is a down payment and closing cost assistance program run by the Golden State Finance Authority (GSFA).
Free and yours to keep
Free guide · PDF · California editionThe Homebuyer's Guide
Pre-approval, CalHFA, GSFA and the other down payment programs, in plain words. Read it at your own pace.
Download the free guide
Free checklist · PDF · one pageWhat to have ready
The documents to gather when you're ready to apply, so we can start your pre-approval without waiting on paperwork.
Download the checklist Visit Colleen at the office
- Helps withFirst-time buyers, CalHFA, FHA, VA, GSFA, Down payment programs
- LanguagesEnglish
- CitiesAll of California
- Licensed inCalifornia, Tennessee
- Emailcolivas@tbdgmortgage.com
8463 Haven Avenue, Suite B
Rancho Cucamonga, CA 91730
Foothill and Haven, next to Haven City Market
Monday to Friday, 8:30 AM to 5:00 PM; Saturday and Sunday by appointment
Thank you!
We'll call you as soon as we can. If it's urgent, call us at 909.944.8800.
